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Author Topic: 时间范围与投资有何关系  (Read 98 times)

钱年

  • Guest
on: December 12, 2023, 12:33:25 PM
时间范围与投资有何关系

时间范围简单地说就是当你需要钱的时候。 你明天需要钱还是30年后需要钱? 您是否正在为三年内的房屋首付存钱,或者您打算在退休时使用这笔钱? 时间范围决定了哪种投资更合适。

如果您的时间范围较短,则需要在特定时间点将资金存入账户而不是被占用。 这意味着您需要更安全的投资,例如储蓄账户、存款证或债券。 这些波动较小,通常更安全。

如果您的投资期限较长,您就有能力承担一些风险,投资回报率更高但波动性更大。 您的时间范围可以让您安然度过市场的起起落落,并有望获得更大的长期回报。 如果时间范围较长,您可以投资股票和股票基金,然后能够持有至少三到五年。

根据您的时间范围调整您的投资非常重要。 你不想把下个月的房租投入股市,并希望在你需要的时候它就在那里。



 

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