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Author Topic: How Peer-to-Peer Lending (P2P) Makes Money  (Read 106 times)

DoanaParki

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on: July 23, 2023, 03:35:16 PM
How Peer-to-Peer Lending (P2P) Makes Money

Peer-to-peer (P2P) lending has been very popular in the past few years and with a good rate of return on your loan, you can actually target around 10% per year on your initial loan investment.

There are many online P2P lending platforms where you can start with small amounts and move to larger lending amounts over time, it all depends on your risk management and your strategy.

Usually, users request the amount they need through the platforms or at an office where there is one, and lenders will lend them that money or a share of it, which is returned with interest over time. This is another way of passive income based on interest.

Before you decide to start P2P lending, I remind you that there are reasons why many people do not consider it one of the best sources of passive income.

Lending business also has its own risks and you should practice good risk management. When you are involved in multiple loans, you need to be aware of the risks of defaulting on your money and make sure that the payments you receive are not fraudulent and are on time.

Strong competition from banks and low interest rates due to the pandemic crisis are also something to consider.

For example, Morgan Stanley's stock price hit an all-time high after reporting high dividends in 2020. The resulting risks lead some investors to believe that P2P lending is not one of the best passive income streams available. Educating and understanding the market you are entering is essential to minimizing financial losses you cannot afford.


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