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Any information shown in any part of this website do not promise any movement, gains, or profit for any trader or non-trader.

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Author Topic: 投资风险承受能力  (Read 153 times)

意将资组

  • Guest
on: December 23, 2023, 08:23:05 AM
投资风险承受能力

风险承受能力是指您可以承受投资价值波动的程度。 您愿意承担巨大的风险以获得丰厚的回报吗? 或者您需要更保守的投资组合? 风险承受能力可以是心理上的,也可以是您个人财务状况所需要的。

保守的投资者或即将退休的投资者可能更愿意将其投资组合的较大比例分配给风险较低的投资。 这些对于为短期和中期目标储蓄的人们来说也非常有用。 如果市场变得波动,对 CD 和其他受 FDIC 保护的账户的投资不会损失价值,并且会在您需要时出现。

那些胃口更强的人、仍在积累退休金的工人以及那些需要十年或更长时间才需要钱的人,只要进行多元化投资,就可能会在风险较高的投资组合中表现更好。 例如,较长的时间范围可以让您克服股票的波动性并利用其潜在的更高回报。



 

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