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Author Topic: 한국 은행, 4분기 신용 위험 증가 예상  (Read 377 times)

쿵 쿵

  • Guest
on: October 19, 2021, 12:18:10 AM
한국 은행, 4분기 신용 위험 증가 예상

한국은행이 실시한 설문조사에 따르면 한국의 금융기관들은 올해 4분기에는 기준금리 인상으로 신용위험이 커질 전망이다.

한은 데이터에 따르면 4분기 신용 위험 지수는 20으로 3분기보다 10%포인트 상승했습니다.

가계신용위험지수는 6에서 18로 상승했으나 중소기업 신용위험지수는 24에서 21로 하락한 반면 대기업 신용위험지수는 0에서 수준으로 상승 3

금융기관이 증가할 것으로 예상하는 신용위험은 한국은행이 지난 8월 기준금리를 0.25%에서 0.75%로 인상한 데 따른 것인데, 11월 25일 차기 회의에서 이자를 다시 한 번 더 인상했다.

은행의 대출태도지수는 3분기 -15에서 4분기 -12로 상승했지만 여전히 0선 아래에 머물렀다. 이는 은행들이 4분기에 신용 기준을 강화할 것임을 나타냅니다.

4분기 모기지 및 주택 대출 지수는 각각 -15와 -32였습니다.



 

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