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Author Topic: 당신의 지식이 당신의 투자에 영향을 미칠 것입니다  (Read 149 times)

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당신의 지식이 당신의 투자에 영향을 미칠 것입니다

투자에 대한 지식은 귀하가 투자하는 데 중요한 역할을 합니다. 저축 계좌 및 CD와 같은 투자에는 특히 귀하의 계좌가 FDIC에 의해 보호되기 때문에 지식이 거의 필요하지 않습니다. 그러나 주식이나 채권과 같은 시장 기반 상품에는 더 많은 지식이 필요합니다.

더 많은 지식이 필요한 자산에 투자하려면 해당 자산에 대한 이해를 키워야 합니다. 예를 들어, 개별 주식에 투자하려면 회사, 산업, 제품, 경쟁 환경, 회사 재정 등에 대한 많은 지식이 필요합니다. 많은 사람들은 이 과정에 투자할 시간이 없습니다.

하지만 지식이 부족하더라도 시장을 활용할 수 있는 방법이 있습니다. 가장 좋은 것 중 하나는 주식 모음을 포함하는 인덱스 펀드입니다. 단일 주식의 실적이 좋지 않으면 지수에 큰 영향을 미치지 않을 가능성이 높습니다. 실제로 당신은 수백 개는 아니더라도 수십 개의 주식 성과에 투자하고 있으며, 이는 시장의 전반적인 성과에 대한 베팅에 더 가깝습니다.



 

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