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Topic Summary

Posted by: ر كبي
« on: October 18, 2020, 09:12:44 PM »

معرفتك سوف تؤثر على الاستثمار الخاص بك

تلعب معرفتك بالاستثمار دورًا رئيسيًا في ما تستثمر فيه. تتطلب الاستثمارات مثل حسابات التوفير والأقراص المدمجة القليل من المعرفة، خاصة وأن حسابك محمي بواسطة مؤسسة تأمين الودائع الفيدرالية (FDIC). لكن المنتجات القائمة على السوق مثل الأسهم والسندات تتطلب المزيد من المعرفة.

إذا كنت ترغب في الاستثمار في الأصول التي تتطلب المزيد من المعرفة، فسيتعين عليك تطوير فهمك لها. على سبيل المثال، إذا كنت ترغب في الاستثمار في أسهم فردية، فأنت بحاجة إلى قدر كبير من المعرفة حول الشركة والصناعة والمنتجات والمشهد التنافسي والشؤون المالية للشركة وغير ذلك الكثير. كثير من الناس ليس لديهم الوقت للاستثمار في هذه العملية.

ومع ذلك، هناك طرق للاستفادة من السوق حتى لو كان لديك معرفة أقل. أحد أفضل هذه الصناديق هو صندوق المؤشرات، والذي يتضمن مجموعة من الأسهم. إذا كان أداء أي سهم منفردًا ضعيفًا، فمن المحتمل ألا يؤثر ذلك على المؤشر كثيرًا. في الواقع، أنت تستثمر في أداء العشرات، إن لم يكن المئات، من الأسهم، وهو ما يعد رهانًا على الأداء العام للسوق.

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